☝️ Upwarding #33: “Doing Aught Else”, No Snacking, Cadence.io, A Quarter Mile at a Time

Welcome to this week's Upwarding newsletter. My blog, with more in-depth content, can be found here.


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Andrew S. Rowan is the subject of the 1899 short essay “A Message to Garcia”. Few pieces of literature, have stayed with me and guide me as strongly as this short read about being able to complete a task at hand.

Here are my favorite parts:

“You, reader, put this matter to a test: You are sitting now in your office—six clerks are within your call. Summon any one and make this request: “Please look in the encyclopedia and make a brief memorandum for me concerning the life of Corregio.” Will the clerk quietly say, “Yes, sir,” and go do the task? On your life, he will not. He will look at you out of a fishy eye, and ask one or more of the following questions: Who was he? Which encyclopedia?...

…My heart goes out to the man who does his work when the “boss” is away, as well as when he is home. And the man who, when given a letter for Garcia, quietly takes the missive, without asking any idiotic questions, and with no lurking intention of…doing aught else but deliver it…. Civilization is one long anxious search for just such individuals.”

Mindfulness/Spirituality/Chill

Only over time have I realized the genius of Stanford MBAs big admission question:

“What matters most to you and why?”

Every time I address this with diligence and wholeheartedness my life improves.

Here’s a fun article on this famous question .  Enter it into your journal today and let yourself go…

Health/Wellness

I like this study about meal timing and frequency and weight.  In short, lighter people are

  1. More likely eat 1-2 times per day than 3-5 times per day.  My conclusion: snack less, fewer opportunities to eat food.
  2. Tend to have longer times between the last meal of one day and the first meal of the next day.  My conclusion: earlier dinner, later breakfast (I eat from about 1030am – 600pm).
  3. Tend not to skip breakfast, and it tends to be the biggest meal of the day.  My conclusion: really big breakfast to eat less the rest of the day (I eat about 40%-50% of my calories at breakfast).

All of the above work for me when I’m trying to lose weight.

Investing/Money

With interest rates near zero, numerous platforms have popped up promising higher yields.

One such platform I’ve been following for a long time is Cadence.  Cadence is all about short term deals with high annualized yields – up to 15% and higher in some circumstances.

However, because of the short hold times (sometimes as little as 30-60 days), you might only see 2%-3% total during your hold period.  I’ve decided NOT to invest because it seems like a lot of hassle for minimal return.

For a similar play with longer term holds (6-36 months), try YieldStreet.  But I would spread your money out a bit – some of their deals have gone sideways.  My personal return there is about 11% over time.

Random Thoughts

My brother Andrew is really good at finding uplifting music on YouTube.  I particularly enjoyed this one as I struggled through a week of fires, power outages, and the first few days of school!

Reflection/Quote

“I live my life a quarter mile at a time” – Vin Diesel in Fast and Furious.

This has become a mantra for me and Michell recently.  It brings us back into the moment instead of trying to plan for longer periods.  We find making the best decision in increments can lead to some pretty cool days.  Also, with 2020 feeling relentless it’s a great way to avoid getting overwhelmed.

Remember to forward this to a friend who will enjoy it.


Stay well,
Chris
www.upwarding.com