☝️ Upwarding #4: Hot chocolate, 5 ways to avoid colds, what risk really means in investing, the problem with presumed innocence, and some quotes on old friends.

Welcome to this week's Upwarding newsletter: Issue #4

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A wonderful part of having kids is that you get to re-live a lot of your Christmas/holiday memories and feel the spirit alongside them. I don’t really drink hot chocolate anymore, but they do. Instead I’m drinking up this picture of hot chocolate, which is basically like a hot mashed ice cream sundae. Add a brownie and you’ve got my definition of perfect.


David Hawkins was a deeply spiritual man, also a PhD, who got entranced by the idea that the body knows the truth (“yes and no”) more than the mind does. He would have people stand with their arms to their sides and push down while saying certain words – “higher” level positive words created firmer muscle responses than lower. Here’s the hierarchy he came up with from worst to first. Shame is at the bottom and enlightenment is at the top.

I’m proud of this week’s meditation, which I helped produce. It’s rated 4.89 stars and is by Michael Mervosh of The Hero’s Journey Foundation.


Sick and tired of being sick and tired? This one’s for you. I don’t really get colds anymore. Here are my five quick and somewhat unorthodox tips for staying cold-free this winter.


Academics love defining investment risk as volatility. It’s actually a terrible measure of the risk of investing. The real risk of an investment is whether it will fail to do the job you want it to do. By this metric, you’re probably not investing correctly.

Random Thought

“Innocent until proven guilty” is a fundamental tenet of the American legal system. The idea has been around for centuries and plays or has played a prominent role in Talmudic law, Roman law, Islamic law, and more.

Problem: there is a really big emotional and spiritual leap to the concept of “innocent until proven guilty”. It runs counter to what we feel emotionally, how our mind works, and how the media behave. Example: Harvey Weinstein may be completely guilty, but until a court of law decides that, are you able to treat him like an innocent man? And if a trial is conducted and he is set free, will society and should society treat him like an innocent man?


I get nostalgic as the year comes to a close; I especially miss my old friends who are now scattered across the globe.

Here are a bunch of fun quotes about old friends. And my personal favorite by Ralph Waldo Emerson:

“It is one of the blessings of old friends that you can afford to be stupid with them”

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