Welcome to this week's Upwarding newsletter. My blog, with more in-depth content, can be found here.
It’s rained a ton in California recently. While it’s made it a little harder to go on trail runs, it’s led to a magnificent reversal in drought conditions across the state. The above picture was created by my brother Steve Kawaja showing the storms in our area. I’m hoping he never has to make another one that has wildfires in it. FYI, he made this image using AI.
Health/Wellness
I recently heard about the app “playbook”, which aggregates thousands of workouts from trainers across the world. A good place to start is with my trainer, Rich Manaro – (make sure you use his link) you’re getting about $1000 of training for $15/month, plus access to about 50,000 other workouts. Better than Peloton?
Finance/Investing/Money
Be wary of simple rules of investing. One of the classic ones is “your equity allocation should be 120 minus your age”. See here, here, and here. People sometimes use this to decide how to allocate their retirement account – which leads to wealth destruction of as much as 64%. A better rule is to invest 100% in equities until you are close to retirement. I explore this more on my blog. FYI, I wrote much of the blog post using AI.
Reflection/Quote
Using AI (naturally), I summarized every one of the top 25 Ted Talks into one piece of advice each, and then consolidated all of that advice into one short statement. Here it is:
“To live a better life, embrace creativity and practical skills in education and take control of your habits and set goals to achieve your personal and professional objectives.” As a bonus, I asked it to give me a way to remember this, it said:
“One way to remember this advice is to use the acronym "CAP" which stands for "Creativity, Action, and Planning" and remember that by embracing creativity and practical skills in education, taking control of your habits, and setting goals, you can achieve your personal and professional objectives.”
Sounds pretty good to me.
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